Hong Kong MSO Licensed · Cross-Border Payment Infrastructure

Global financial infrastructure,
unified on one platform.

Global Currency Exchange Limited provides Global Accounts, Global Acquiring, FX Conversion and Card Issuing as an integrated platform for e-commerce, SaaS, platform businesses and cross-border trade. Covering 150+ countries and regions, supporting 40+ fiat currencies.

  • 150+Countries & Regions
  • 40+Settlement Currencies
  • 99.99%Uptime SLA
  • MSOHK Customs Licensed

Trusted by global businesses

Global Accounts

One account. 40+ currencies. Global reach.

Receive payments with local bank account details in major financial centres: USD, EUR, GBP, HKD, JPY, SGD, AUD and more. All currencies consolidated in a single ledger with daily reconciliation and per-transaction traceability.

  • US / UK / EU / HK / SG local account numbers — ACH, SEPA, FPS, Faster Payments
  • Multi-currency sub-accounts with client / project / channel-level fund isolation
  • Real-time Webhook callbacks on deposit, T+0 settlement
  • Bulk payment API, supports CSV / SFTP import
Explore Global Accounts →
Global Accounts 5 Active
  • 🇺🇸 USD · ACH / Wire Routing 026073150 · ••••4410
  • 🇪🇺 EUR · SEPA IBAN DE89 3704 •••• 0532 0130 00
  • 🇬🇧 GBP · Faster Payments Sort 23-14-70 · ••••7612
  • 🇭🇰 HKD · FPS Bank 012 · ••••9930
  • 🇯🇵 JPY · Zengin Bank 0005 · Branch 210 · ••••4488
Global Acquiring

Accept the world's payment methods through a single API.

Visa, Mastercard, Amex, JCB, UnionPay and local payment methods — Apple Pay, Google Pay, Alipay HK, PayMe, PayPay, SEPA DD — all through one integration.

  • 3DS 2.x and local acquiring routing to lift authorisation rates above 98%
  • Intelligent retry routing to reduce network-related declines
  • Level II / III data submission for optimised B2B interchange rates
  • Full support for pre-auth, split payments, refunds and partial capture
Explore Global Acquiring →
Accepted payment methods
Visa
Mastercard
Amex
JCB
UnionPay
Apple Pay
Google Pay
Alipay HK
PayMe
PayPay
SEPA DD
ACH
98.4% Auth success rate
<180ms p95 response latency
FX Conversion

Interbank rates. Transparent spread. No hidden markup.

Global Currency Exchange Limited connects directly to tier-1 banks and market makers, providing rates close to interbank mid-price. Spreads are disclosed per transaction. Supports spot, rate-lock and scheduled conversion.

  • 40+ currency pairs, 7×24 live pricing with no weekend interruptions
  • Rate-lock up to T+7 (subject to market conditions)
  • Large-amount tranche execution to minimise market impact
  • Full reconciliation reports meeting financial audit requirements
Explore FX Conversion →
FX · Live Rates Live
USD → HKD7.8124+0.0012
EUR → USD1.0862−0.0009
GBP → USD1.2684+0.0021
USD → JPY151.22−0.18
USD → SGD1.3412+0.0004
AUD → USD0.6582+0.0017

Mid-rate + 0.25% spread from · Full details disclosed per contract

Card Issuing

Issue virtual and physical cards on demand. Accepted worldwide.

Issue Visa / Mastercard virtual or physical cards for employee expenses, ad spend, platform disbursements and SaaS subscriptions. Granular control over limits and merchant categories per card.

  • Per-transaction / daily / monthly / cumulative limits with MCC whitelist
  • Single-use card numbers, channel-bound cards and dynamic CVV
  • Transaction Webhooks + real-time authorisation decision API
  • Multi-currency settlement, auto-debited from primary account balance
Explore Card Issuing →
GCE 4219 •••• •••• 4921
ACME GLOBAL LIMITED12/29
VISA
GCE 5412 •••• •••• 7788
T. WONG · MARKETING08/28
mc
GCE 4921 •••• •••• 0034
SINGLE-USE · ADS05/26
VISA
Why GCE

Payment infrastructure should be simple, resilient and verifiable.

Licensed & Compliant

MSO licence holder under the Hong Kong Customs and Excise Department, compliant with the AMLO. Client funds held in segregated trust accounts.

Unified Platform

Accounts, acquiring, FX and card issuing share a single ledger, single reporting suite and single risk engine — no multi-vendor patchwork.

Developer-Friendly

REST API, SDKs (Node / Python / Go / Java), Sandbox, Webhook signing — first transaction in under 30 minutes.

High Availability

Multi-region deployment, API p95 <180ms, 99.99% uptime SLA with round-the-clock engineering support.

Compliance & Fund Security

Regulatory-grade standards protecting every client dollar.

Global Currency Exchange Limited holds an MSO (Money Service Operator) licence issued by Hong Kong Customs. All client funds are held in segregated trust accounts at licensed banks.

MSO Licensed

Licence issued by Hong Kong Customs under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO).

Client Fund Segregation

Client funds are held in dedicated trust accounts at licensed banks, strictly separated from the company's own assets.

PCI DSS Level 1

Payment card data handled to the highest PCI DSS tier, with end-to-end TLS encryption and dynamic Tokenization.

ISO/IEC 27001

Certified information security management system, with regular independent penetration testing and VAPT audits.

AML / KYC / CTF

Risk-based customer due diligence, continuous transaction monitoring and suspicious transaction reporting — compliant with FATF guidelines.

24/7 Risk Control

Dual-layer ML model and rules engine with millisecond anomaly blocking and manual review fallback.

Global Currency Exchange Limited does not engage in any virtual asset, cryptocurrency or stablecoin-related business.

Client Voices

Built for global business. Trusted by global businesses.

“After onboarding GCE, we consolidated accounts, FX and card capabilities from three vendors onto one platform. Monthly reconciliation time dropped from four days to half a day.”
Ms. Zheng · Finance Director, Cross-border E-commerce Platform
“We issued 800+ virtual cards for teams worldwide, set project-level limits and connected them to our expense system. GCE's Webhooks made fully automated reconciliation possible.”
M. Lam · CTO, SaaS Company
“FX spreads are clear and transparent, large-amount rate-lock is reliable. The fund segregation documentation made our annual audit and financing rounds much smoother.”
J. Chen · Group Treasurer, Logistics Group