Card Issuing · Virtual & Physical

Issue cards for any team, any workflow.

Spin up virtual cards instantly via API or the GCE dashboard. Set per-card limits, merchant category controls and real-time spend alerts. Physical cards shipped globally.

Apply for Card Issuing View Pricing
Instant Issuance

One API call. Card ready.

GCE's Issuing API generates virtual cards in under 1 second, immediately usable for online payments or wallet provisioning. Physical cards are dispatched via DHL and reach most destinations within 5–7 business days, with optional custom card design.

  • Virtual cards issued in <1 second via API
  • Physical cards delivered within 5–7 business days
  • Visa & Mastercard network, accepted globally
  • Per-card spend limits and MCC restrictions
  • Real-time Webhook on every authorization
Core Capabilities

Complete corporate card management.

GCE's issuing platform covers the full card lifecycle — from issuance and spend control to real-time authorisation and expense reconciliation.

01

Instant Virtual Cards

A single API call returns card number, expiry and CVV — ready for online payment or digital wallet provisioning immediately. No waiting, no physical card required.

02

Physical Card Issuance

Ship physical Visa or Mastercard cards to 150+ countries. Supports custom card design — suitable for employee travel, procurement and operational spend.

03

Spend Controls

Set per-transaction, daily and total spend limits on every card. Restrict to specific merchant categories (MCCs) and auto-freeze cards on limit breach for precise control.

04

Real-Time Auth Webhooks

Every authorisation request fires a synchronous webhook, enabling real-time approval logic — approve or decline payments at the auth layer via your API response.

05

Multi-Currency Billing

Bill card spend in 20+ currencies with automatic FX conversion at interbank-based rates. Settlement flows directly to your GCE accounts, no manual reconciliation.

06

Expense Reconciliation

Every transaction carries merchant name, category, amount and custom tags. Export directly to accounting software to streamline month-end expense reconciliation.

How It Works

Four steps to your card programme.

From KYB approval to API-scale card issuance, GCE provides complete technical documentation and compliance support to get your card programme live quickly.

  1. KYB Approval

    Submit company and beneficial ownership documents for KYB review. GCE's compliance team typically completes review within 2 business days and activates card issuing access.

  2. Set Card Programme

    Define your card programme in the dashboard: card network, default currency, spend control rules, card artwork and webhook endpoints for authorisation events.

  3. Issue Cards via API

    Call GCE's Issuing API to programmatically create virtual cards in bulk or request physical cards, with per-card metadata and spend rules passed in each request.

  4. Monitor Spend

    Monitor spend, balances and authorisation status per card in real time via dashboard or API. Set alerts, freeze cards and export expense reports at any time.

Talk to Sales

API · POST /v1/issuing/cards

{
  "type": "virtual",
  "currency": "USD",
  "cardholder": "ch_4aGnR7pXvQ",
  "spending_controls": {
    "spending_limits": [
      { "amount": 50000, "interval": "monthly" }
    ],
    "allowed_mcc": ["5411","5812","7011"]
  },
  "metadata": { "team": "marketing" }
}

201 Created · <1s

{
  "id": "card_9KqZw3bNmT",
  "last4": "4291",
  "status": "active",
  "exp_month": 4,
  "exp_year": 2029
}

card_9KqZw3bNmT · Marketing

Status Active
Monthly Limit USD 500.00
Spent This Month USD 310.45
Remaining USD 189.55
62% used 38% remaining
Regulatory

Licensed issuing. Cardholder funds protected.

GCE operates as a principal member of the Visa and Mastercard networks, issuing corporate payment cards within the Hong Kong MSO licensing framework. All cardholder funds are held in segregated custodian accounts under strict regulatory oversight.

Visa / MC Principal Member

As a principal member of both Visa and Mastercard, GCE-issued cards are accepted across the full global acceptance networks in 150+ countries.

MSO Licensed

The MSO licence from Hong Kong Customs covers GCE's card issuing operations, ensuring all card-related fund flows are regulated and compliant.

Cardholder Fund Segregation

Prefunded cardholder balances are held in dedicated custodian accounts, legally separated from GCE's own capital to protect cardholder interests at all times.